Privacy Policy
Last updated: April 6, 2026
This Privacy Policy describes how Cent Sense collects, uses, and protects your personal information. We are committed to maintaining your trust and protecting your privacy while you use our spending awareness education platform. We understand the importance of your personal data and take every reasonable step to safeguard it.
Information We Collect
We collect information in several ways to provide and improve our services. When you register on our platform, we gather basic personal details such as your name, email address, and contact information. As you use our spending journal tools, we collect data about your spending entries, expense categories, and payment method preferences to help you track your micro-expenses like bubble tea, coffee, snacks, and MTR top-ups.
We also automatically collect technical information when you browse our website, including your IP address, browser type, operating system, and pages visited. This helps us understand how our education platform is being used and identify areas for improvement. Additionally, we use cookies and similar tracking technologies to enhance your user experience and remember your preferences.
How We Use Your Information
Your personal information enables us to deliver our core service of helping you record daily expenses and uncover hidden spending habits over a month-long tracking period. We use your data to provide personalized insights about your micro-expense patterns, category breakdowns, and monthly accumulation totals. This awareness helps you naturally reduce unnecessary spending without restrictive budgeting.
We analyze spending data to help you understand which payment methods—cash, Octopus card, or mobile payment—work best for your tracking habits. We also use your information to improve our platform’s features, fix technical issues, and develop new education tools. Your data helps us identify common spending patterns among Hong Kong residents and create better micro-expense awareness resources.
Your Rights and Choices
You have the right to access, review, correct, and delete your personal information at any time. If you wish to exercise these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe, typically within 30 days.
You can also control your preferences regarding cookies and tracking technologies through your browser settings. However, disabling certain cookies may limit your ability to use some features of our platform. You may opt out of receiving promotional communications from us, though we will still send you essential updates about your account and our services.
Cookies and Tracking Technologies
We use cookies to improve your browsing experience and provide personalized features. These include essential cookies necessary for platform functionality, analytics cookies that help us understand how you use our services, and preference cookies that remember your settings and choices.
Third-party analytics services may also place cookies on your device to help us measure website traffic and user behavior. You can manage your cookie preferences through your browser settings or our cookie management tools. For more detailed information about cookies, please refer to our Cookie Policy.
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. This includes encryption of sensitive data, secure server infrastructure, and regular security audits. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
We limit access to your personal information to employees and service providers who need it to perform their duties. All staff members are trained on data protection principles and required to maintain confidentiality. We review our security practices regularly to ensure they meet current standards and address emerging threats.
Data Retention
We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. Your spending journal entries and expense data are retained for the duration of your account. If you close your account, we will delete your personal information within 90 days, except where we are legally required to retain it.
Anonymous, aggregated data may be retained indefinitely for research, analytics, and service improvement purposes. This data cannot identify you and is used only to understand general spending patterns among Hong Kong residents.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by email or through a prominent notice on our website. Your continued use of our platform after such changes constitutes your acceptance of the updated Privacy Policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. If you have concerns about any changes, please contact us using the information below.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights regarding your personal information, please contact us:
Email: [email protected]
Phone: +852 2847 5693
Address: 39 Des Voeux Road Central, Central, Hong Kong 2001, Hong Kong
We will respond to all inquiries and requests within a reasonable timeframe. Your privacy concerns are important to us, and we are committed to addressing them promptly and professionally.