Cookie Policy

What Are Cookies

Cookies are small text files that are stored on your device when you visit our website. They are created by your browser and contain information about your browsing activity, preferences, and login details. Cookies help websites remember who you are and provide a more personalised experience on subsequent visits. They are widely used across the internet and are essential for many modern web applications to function properly and securely.

When you visit our site to learn about daily spending habits, micro-expense tracking, and awareness education for Hong Kong residents, cookies enable us to remember your progress, preferences, and any information you’ve provided. This allows us to create a more seamless experience as you explore resources about bubble tea expenses, coffee purchases, MTR top-ups, and other daily spending patterns.

Types of Cookies We Use

We use several different types of cookies to enhance your experience on our platform. Essential cookies are necessary for the website to function correctly and enable core features such as user authentication, security, and page navigation. Without these cookies, certain functionalities would not work properly.

• Essential cookies: Required for website functionality and security
• Performance cookies: Track how you use our site to identify patterns and improve features
• Preference cookies: Remember your choices, such as language and display settings
• Marketing cookies: Help us understand your interests and deliver relevant content about spending awareness education
• Analytics cookies: Provide insights into user behaviour and site performance metrics

Some cookies are set by third-party services that help us analyse traffic and improve our services. These partners assist us in understanding how users engage with our spending journal education content and which sections about micro-expenses and payment tracking are most valuable to Hong Kong residents.

How We Use Cookies

We use cookies for several important purposes to support your journey towards better spending awareness. Performance and analytics cookies help us understand which features of our spending journal tool are most helpful, whether users prefer cash, Octopus card, or mobile payment tracking methods, and how awareness naturally reduces unnecessary spending over the month-long tracking period.

Preference cookies remember your choices so you don’t have to re-enter information each time you visit. If you’re tracking bubble tea expenses, coffee purchases, snacks, or transport costs, these cookies help us maintain your preferences and settings. Marketing cookies enable us to show you relevant information about accumulating micro-expenses and identifying spending patterns that become significant monthly totals.

We also use cookies to enhance security, prevent fraud, and protect your account information. Essential cookies are critical for logging in and maintaining your session while you record daily spending and review your expense categories. These cookies ensure that your spending journal data remains secure and that only you can access your personal expense tracking information.

Managing Cookies

You have full control over cookie settings in your web browser. Most browsers allow you to refuse cookies or alert you when a cookie is being sent. You can adjust these settings through your browser preferences at any time. However, please note that disabling essential cookies may affect the functionality of our website and prevent you from using certain features of the spending journal platform.

To manage cookies in popular browsers, look for settings under “Privacy,” “Security,” or “Advanced” options. You can choose to delete existing cookies, block new cookies from being set, or allow cookies only from trusted websites. Some browsers offer a “private browsing” mode that does not store cookies between sessions, allowing you to visit our site without creating a permanent record of your activity.

We recommend keeping essential cookies enabled to ensure our spending awareness education platform functions properly. However, you can safely disable performance and marketing cookies if you prefer. This choice will not affect your ability to access content about micro-expense tracking, accumulation patterns, or payment methods for Hong Kong residents. We will continue to provide valuable education about reducing unnecessary spending regardless of your cookie preferences.